Penny For My Thoughts

Assets
ING $11, 071.17
Roth $6275.27
Emigrant Direct $4,339.17
Rollover IRA $2749.96
Stock Investment Plan $292.03
401K $201.85
Total $24, 919.43
Debts
Student loan $11, 732.52
Car loan $1, 158.70
Total  $12, 891.22
Networth $12, 028.21
I reached a decision on a compromise on the debate on whether to pay off my car on not (mainly initiated by the interest rate on my savings account dropping yet [...]

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I’m stopping the comparisons month to month as frankly it’s just depressing me.  Repeat after me:  dollar cost averaging.  Inhale.  Exhale.  In this for the long term.  In all seriousness, even though I still haven’t gotten my new budget the way I like it, I’m saving money, earning interest, and paying down debt.
Assets
ING Direct [...]

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Well, the networth is up this month, which is better than going down
Assets
ING $10,081.83
Roth $6,111.87
Emigrant $5322.42
Stock Plan $269.31
Rollover IRA $2697.8
Debts
Student Loan $11,968.42
Auto Loan $2,454.oo
Which brings my Networth to $10,060.81

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Due to my job changes, my Networth is not fabulous this month, but I’m going to report on it anyway:
Assets

ING-$ 9694.17
Roth IRA-$6563.51 (I had some money that was waiting for the rollover to finish)
Emigrant direct-$5311.22
SIP-$335.02
Rollover IRA-$2835.86

Total Assets $24,739.78
Debts

Student loan-$12,085.72
Car loan-2874.10

Total Debts $14, 959.82
Net worth-$9.779.96

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Sigh.  This month is one of those months when I’m reminded why people don’t like Networth assessments-it’s just a snapshot in time, and nearly every item had an addendum.  But I like having it for continuity’s sake, so I’m just putting the numbers out there sans comparisons.
Assets:

ING-$12014.68 (low due to me no longer having direct [...]

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Shockingly, it was not nearly as bad as I expected.
Assets
ING  $12,739.97
Roth $5,103.78
Emigrant Direct $5,285.5
SIP $400.01
401K $ 2,656.18
Debts
Federal student loan $12,320.41
Car loan $3,314
Net worth $10,  551.86

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So, despite the economy going into the toilet, my Net worth doesn’t totally stink.
Assets
ING-$12.084.60
Roth-$5743.04
Emigrant-$5272.25
SIP-$422.28
401K-2678.88
Liabilities
Student loan-$12,436.35
Car loan-$3586.86
Net worth$10,177.84
Not only up from September, but it’s up $11,780.61 from Oct 1 last year.

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Assets
ING-$11,994.14
Roth- $6231.79
SIP-$419.20
Emigrant-$5259.46
401K-$2678.7
Total  Assets-$26,583.29
Debts
Federal Student Loan-$12,510.20
Car-$4145.54
Total Debts: $16,655.74
Net worth $9,927.55
I’m happy this month because my net worth has gone up since last month, plus compared to this time last year my Networth is up about $11,000.

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Assets:
ING 11632.59
Roth 5635.28
Emigrant $5,246.27
SIP $312.82
401K $2,454.36
Debts:
Student loan $12,624.86
Car $4,348.97
Networth-$8,307.49
I have now been keeping tabs on my networth in an Excel speadsheet for one year. Last year my networth was -$4,937.46.

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It comes twice a year, it being the statement from an OBRA (state retirement plan) I contributed to while I was a substitute teacher. It’s $50, which isn’t anything to sneeze at (although, clearly I don’t even bother including it in my networth). Trouble is, because it’s a “governmental” plan, I can’t [...]

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