Penny For My Thoughts

A Personal Finance log

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Entries Tagged as 'how to'

How to: save Money on a Walt Disney World Vacation

September 1st, 2008 · 2 Comments

So you’ve seen that ad with the parents at the computer one too many times. Maybe you just want to know if there’s an easier way to do things. These recommendations will be based upon staying on Disney Property, as that is where my experience lies.

Pick your time of year carefully. […]

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Tags: how to · vacation

Credit Card Club!

July 15th, 2008 · 1 Comment

As I’ve mentioned before, I don’t think that credit cards are necessarily evil. In fact, I think they can be great tool, especially when they have rewards. But how do you navigate the myriad of credit cards out there? Fortunately, there are sites such as CreditCardClub.com, which have a listing of […]

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Tags: Debt · how to

Why I consider Travel Insurance a Necessity

July 13th, 2008 · 2 Comments

Given my vacation addiction, I’m always looking for ways to trim the vacation budget (I once joked that I’d accept the horrible view hotel room to save a buck). However, one thing I will not skip out on is travel insurance. The flip answer I tend to give when people on various […]

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Tags: how to · vacation

How to: Save Money Just by Asking

June 10th, 2008 · No Comments

“It never hurts to ask.” This platitude is one of those that people say over and over again. I’m not a fan of price haggling, unless the item is damaged. I think it’s tacky, and somewhat rude (I think I had one too many people convinced that I magically knew what was going […]

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Tags: Saving · how to · vacation · Shopping

Wicked Easy Ways to Make Money, pt. IV

June 8th, 2008 · 1 Comment

Ever wonder how people get to become secret shoppers? I’m here to tell you how. Yes, I’m that wonderful thing you get spam about becoming. I’ve gotten paid to browse at big box stores, and buy fast food. The most important rule on becoming a secret shopper is to never, ever […]

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Tags: free money · how to

How to: Set up a Roth IRA, pt. III

May 26th, 2008 · No Comments

The last part of my How to: Set up a Roth IRA involves the most basic part of Roth-the actual funding. Early last year, after I first started reading personal finance blogs, I decided that I wanted to max my Roth out in 2007. The limit at that time was $4,000, which […]

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Tags: retirement · Saving · how to

How to: Get Away for the Weekend and Still be Responsible with the Pennies

May 18th, 2008 · 3 Comments

A few months ago, I was struck by an acute case of homesickness-homesickness, in this case, being defined as “being sick of being at home.” I looked into potential vacation spots for a long weekend, and decided to spend a weekend in Mystic, CT. I priced some local hotels, and also contacted my […]

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Tags: Saving · how to · vacation

Wicked Easy Ways to Make Extra Money-pt. II

May 15th, 2008 · 1 Comment

 I’ve found that once you are in the databases of focus group panels, they reach out to you.  While perusing the e-mail today, I got an invitation from another local focus group company, Focus Pointe. I filled out a quick screener-I hope I get in! I also has a voicemail from a product […]

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Tags: free money · how to

Wicked Easy Ways to Make Extra Money-pt. I

May 12th, 2008 · 3 Comments

One tip I picked up somewhere along the way is to check out the etc section of your local craigslist.org for various money earning opportunities. Through this section of my local Craigslist, I got hooked up with Fieldwork. I’ve gotten some great focus group opportunities through Fieldwork. Tonight I made $75 for […]

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Tags: free money · how to

How to: Set up a Roth IRA, pt. II

May 9th, 2008 · 1 Comment

Disclaimer: I am not a financial adviser, and nothing in this blog should be construed as investment advice. On with the post.
Once I opened my Roth IRA with ING Direct, I had to decide what funds to put in my Roth IRA-I’ve heard it explained as a Roth (or conventional IRA) is a […]

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Tags: retirement · Saving · how to