Penny For My Thoughts

As we are now officially in a recession, someone may find themselves in need of a loan for their business in order to help it grow. However, because of the recession, some traditional sources of business loans, such as a HELOC, may not be available. However, Onlinecheck.com offers their “Fast Business Loan,” which [...]

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With my new job, I’m reassesing my budget.  As a result, paying off my car is back on the table.  I have the money to pay it off, so the arguement goes something like this:
Pros

Car payment per month goes back into the budget-I know sometimes that “extra” money gets eaten up, but I’ve done [...]

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So, remember a couple of weeks ago when I said my non-internet life was interfering with the amount of blogging time I had?  There’s a reason for that-I gave notice at my job (which was my first “real” job) on Thursday.  I’ve accepted a position elsewhere.  Of course, this means that there will be a [...]

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This week’s (posted on Wednesday, but I’ve had a crazy week!) SquawkBack Wednesday was the three biggest financial mistakes you’ve made. I’d say that mine were:

Running up credit card debt after my father died
Putting money in a CD rather than a high-yield savings account my sophomore year of college
Grossly underestimating the amount in my [...]

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As the current “credit crisis” spreads as the economy worsens, are you finding yourself more worried about your debt? Have you perchance gotten The Letter from your credit card company stating that your credit card limit is being reduced? Are you looking at your student loans, car loan, computer loan and feeling overwhelmed. [...]

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One tragic by-product of the current debt mess is that it can be significantly harder for people to get the funding they need for their education. If you are in this position, you may want to look into a Personal Loan . Personal loans can be a great tool to get money if [...]

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In a perfect, fuzzy, flawless personal finance world, all major purposes would be well thought out, rational decisions. However, stuff happens. For example, I was fairly confident that my 1998 Honda Accord would last me a long time. Then I stopped at a red light, and the industrial van behind me did [...]

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Let’s say you’ve recently moved on to a new stage of life, and need some fundage to get your new lifestyle up and running. For example, let us say that you moved to a new city and you need money for a security deposit for an apartment. A better option than getting a [...]

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Fellow Millenials, you may have noticed that we have picked up another charming nickname-Generation Debt. Yes, we millenials seem to be notorious for racking up debt. If you find yourself looking at your credit card, student loan, personal loans and auto loans and are feeling a little overwhelmed, you might want to think [...]

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Public service announcement-your bank, be it your savings bank, or your credit card issuer, is not your BFF. Do not trust them. I am so sick of that darn Discover Card commercial (this one [pennythoughts]LKFZjg4eGMk[/pennythoughts]) in which they
‘re all, “ooh, buy stuff, we’ll help you pay down your debt!” Because they’re not [...]

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