Penny For My Thoughts

Let’s say you’ve recently moved on to a new stage of life, and need some fundage to get your new lifestyle up and running. For example, let us say that you moved to a new city and you need money for a security deposit for an apartment. A better option than getting a […]

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Fellow Millenials, you may have noticed that we have picked up another charming nickname-Generation Debt. Yes, we millenials seem to be notorious for racking up debt. If you find yourself looking at your credit card, student loan, personal loans and auto loans and are feeling a little overwhelmed, you might want to think […]

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Public service announcement-your bank, be it your savings bank, or your credit card issuer, is not your BFF. Do not trust them. I am so sick of that darn Discover Card commercial (this one ) in which they
‘re all, “ooh, buy stuff, we’ll help you pay down your debt!” Because they’re not […]

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Here’s the promo to a previous credit card roulette episode of Phantom Gourmet

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It seems like there are always little expenses that can crop up, and if you lack an emergency fund, you can find yourself up a creek with out a paddle. An increasingly popular option is to take out a Payday Loan. When you take out a Pay Day Loan, you receive your money […]

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I ended up getting a new credit card on Sunday.  See, my mom’s the one in the household with the LL Bean Visa, so for purchases from LL Bean I generally have her charge it, and I pay her in cash (she does the same with me for Amazon).  However, LL Bean switched credit card companies at […]

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As I’ve mentioned before, I don’t think that credit cards are necessarily evil. In fact, I think they can be great tool, especially when they have rewards. But how do you navigate the myriad of credit cards out there? Fortunately, there are sites such as CreditCardClub.com, which have a listing of […]

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So with the million “Recent College graduate” posts cluttering the personal finance blogosphere, I thought I’d hit upon my big confusion when I graduated-something I believe the kids who use LOLspeak would call “I has a paycheck, what do I do wif it?”  I mean, I knew I had student loans to pay, credit card […]

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Do you have a rare relationship with cash?  As I’ve mentioned before, I subscribed to the “charge as much as possible to the credit card, then pay it off in full,” philosophy.  Add this to the fact that my Electric Orange account is my main checking account-it’s very rare that I have a great deal […]

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While in the car last week, Dee Lee, the financial talking head of WBZ1030, was doing a piece on kids and credit cards. I have to admit, these news stories about the evils of credit cards make me nervous. I absolutely get that there’s a reason my generation is called “generation debt,” […]

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