- Enrolled in my new benefits yesterdayy. I was pleasantly surprised to learn that my new medical coverage includes an eye exam, so my concerns regarding vision coverage are moot.
I was, however,slightly disappointed to learn that I don’t qualify for the HCFSA until 90 days after my date of hire-I need to order contacts, and I had been hoping that I could put some money in there for that ( their plan year starts April 1).
- My new 401K; however, has me in a dilemma. I need to fill out the paperwork for it. Problem is that they’ll match a percentage at their discretion. However, this is not linked to my deferral. As I’ve always belonged to the school of thought that I would contribute whay my company matched on, I’m a bit lost what to select as my deferral. My tax bracket is pretty low at the moment, so focusing on my Roth IRA had made sense, but I hate to give uo free money. Any thoughts?
- Happy and a prosperous new year!
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