One of the main things I was concerned with before I even considered leaving my job was health insurance. I poked around my current job’s benefits book, and found out that my benefits end the day I leave my job. Being the fastidious person I am, I’d checked with my new job and found out that my benefits would not start until the first of the month after I started my job. So, as going without health insurance is not an option for me, I looked into COBRA. I know a lot of people’s kneejerk reaction is that COBRA is expensive, but keep in mind it’s what you pay+your company pays and a 2% administrative fee. Frankly, I think there’d be less bellyaching over insurance premiums if people knew what their employers were paying. Anyway, I plan on getting COBRA for my health insurance, only getting Dental cobra if I need it (I have 60 days from my last day of work to enroll-my dental coverage will have started then, but I can enroll if anything horrible happens. I’m debating on vision-my new job carries no vision coverage, and COBRA is less than the value of my annual exam and contact benefits. I think I’m going to look into vision discount programs first.
Termination Travails-Health insurance and other benefits
Previous post: Gift shopping?
Next post: IRA transfer completed
{ 1 trackback }
{ 3 comments… read them below or add one }
Thanks for the providing good information – this is really helpful for deciding Health Insurance for women.I found another good one that helped me find an incredible rate they give you the best rates from lots of local providers Woman Health Insurance
My recomendation for vision is to go self-pay if you have reasonable eye health and get check ups every two years and make glasses last longer than that. I recommend self-pay even more if you don’t need corrective eye-wear..
Lola,
That’s not a bad idea. I wear contacts, so an annual exam is a must. I could make self-pay work for me, but I’ve always had vision coverage.