Penny For My Thoughts

Shockingly, it was not nearly as bad as I expected.
Assets
ING  $12,739.97
Roth $5,103.78
Emigrant Direct $5,285.5
SIP $400.01
401K $ 2,656.18
Debts
Federal student loan $12,320.41
Car loan $3,314
Net worth $10,  551.86

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