Penny For My Thoughts

A Personal Finance log

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Entries from September 2008

At least it’ll be good blog fodder, right?

September 30th, 2008 · 1 Comment

I just switched my ING Roth IRA over to Sharebuilder.  I had been pretty excited about this change, but now it looks like there’ll be a lot of fees for the way I like to manage my Roth (transferring money in whenever I reach x amount in my IRA kitty ING Direct account), which I’m [...]

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Tags: retirement

I think I need rewards rehab…

September 29th, 2008 · 3 Comments

My rewards usage has reached the point of either being awesome or problematic.  Let’s take yesterday as an example.  I ran errands.  I started at Sally Beauty, where I used my Sally Card, redeemed the $5 coupon I got when I renewed my Sally card.  I then paid for said purchase with the remainder of [...]

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Tags: Shopping

Poor Financial Choices Confessions

September 28th, 2008 · No Comments

Dear Readers,
I have never claimed to be a personal finance saint. That said, I feel the need to admit to you I that I am guilty of the great moral plague of our era-Netflix guilt. For those of you who are not familiar with this plague, it is when you get a movie [...]

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Tags: Kitchen sink · millenial

Money stuff

September 27th, 2008 · No Comments

So I went to the renaissance faire on Sunday.  It was good, but spendy.  Once you pay your money to get in, every act begs for tips-which I don;t begrudge them, the ones I saw were good acts.  But that’s a expense-then you can’t just pay for food-you have to get tickets.  Now. tickets aren’t [...]

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Tags: Shopping

Check this out

September 26th, 2008 · No Comments

One splurge I’ve found invaluable in my treks to Florida this summer is moisture-wicking shirts. In my new found love of moisture-wicking clothing, I found they make all sorts of moisture wicking clothing-even underwear. Not only is it comfortable in the shower-like summer weather, but they ae the absolute best if you [...]

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Tags: vacation

Free Ice Cream at Coldstone tonight, September 25, from 5-8pm

September 25th, 2008 · No Comments

Check it out! As a fundraiser for Make a Wish, Cold Stone is offering a free 3 oz. serving of Jack’s (Oreo) or Emily’s (Nutter Butter) Creation from 5-8 tonight. Make a Wish is an awesome charity, so I’m more than happy to give a donation.  Head to your local Cold Stone to [...]

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Tags: Kitchen sink · current events

Trickle-down recession

September 24th, 2008 · 2 Comments

On Saturday we visited with a family friend.  We were with her grandchild and their nanny.  the nanny was commenting that she had had a family lined up for child care with a newborn, but the father lost his job so he could no longer afford the nanny.  As a result the nanny is worrying about [...]

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Tags: current events

Overthinking-again?

September 20th, 2008 · 3 Comments

So, I decided I wanted go to one of our local fall gatherings tomorrow-I’m deciding between our regional fair, and the Renaissance festival.  At first, I was having sticker shock at the entrance cost of the Renaissance festival ($23 after coupon), but then I stopped to consider.  Given the fair is on the other side [...]

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Tags: Kitchen sink

In a fire, representing seven games, in a government For hire and a combat site.

September 17th, 2008 · 3 Comments

I spent a good portion of Monday spending too long reading about Lehman Brothers, Merrill Lynch, and AIG.  To be honest, given my travel insurance is through TravelGuard/AIG I had more of a personal stake in that.  Are my 401K, Roth and SIP not looking so great?  Well yeah, obviously.  But, I’ve got a good [...]

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Tags: Kitchen sink · current events · millenial · retirement

Dead mall

September 14th, 2008 · 5 Comments

Due to inclement weather, the trek I was planning on taking today to the local ren fair did not occur.  Instead, I headed to a mall a bit further than my local one, to see if Torrid had anything on sale.  Holy economic indicators, Batman!  The mall was empty-and this was a rainy day near [...]

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Tags: Shopping