Penny For My Thoughts

A Personal Finance log

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It’s mocking me…

July 15th, 2008 · 2 Comments

It comes twice a year, it being the statement from an OBRA (state retirement plan) I contributed to while I was a substitute teacher. It’s $50, which isn’t anything to sneeze at (although, clearly I don’t even bother including it in my networth). Trouble is, because it’s a “governmental” plan, I can’t [...]

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Tags: millenial · net worth · retirement

Sometimes I realize I can come across as boring

July 15th, 2008 · 2 Comments

A message board I’m on asked a question recently-what was your first splurge once you started working.  I paused and couldn’t think of anything.  Then it hit me-not worrying about big splurges is my big splurge.  Being in a place where if I need a new bag/camera/phone I don’t need to sweat it-there’s no waiting [...]

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Tags: Saving · millenial

Credit Card Club!

July 15th, 2008 · 1 Comment

As I’ve mentioned before, I don’t think that credit cards are necessarily evil. In fact, I think they can be great tool, especially when they have rewards. But how do you navigate the myriad of credit cards out there? Fortunately, there are sites such as CreditCardClub.com, which have a listing of [...]

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Tags: Debt · how to